Most of us start out our young adult lives completely oblivious to how much money we’re going to need once we hit retirement. That’s an unfortunate fact because, let’s be honest, that time simply flies by. As someone just over 50 years old, I have a lot of 20/20 hindsight and knowledge that I would […]
Don’t Forget these significant Tax Deductions – Part 3
Welcome back for the final part of our 3 part blog series on significant tax deductions that many consumers often overlook or forget. In parts 1 and 2 we shared a lot of excellent deductions that, unfortunately, the average taxpayer either doesn’t know about or simply forgets at tax time. In today’s final part we’ll […]
Don’t Forget these significant Tax Deductions – Part 2
Hello and welcome back to Part 2 of our 3 Part blog series on significant tax deductions that many people often forget. In Part 1 we talked about different deductions that are often overlooked and why that’s not a good thing to do, especially considering the extra money you could be putting into your retirement […]
Don’t Forget These Significant Tax Deductions – Part 1
A few years back, the gentleman who was running the IRS spoke do Kiplinger’s Personal Finance magazine and said that, when it came to paying taxes, millions of taxpayers overpaid their taxes every year by overlooking one or more of the money-saving deductions listed below. If you don’t want to be one of those people, […]
The Right Way to Run a Business: Be Frugal
There are a million-and-one ways to run a business, but few of them are going to push you further than your dodgy website on the internet. Just think of the competition you’re facing – galumphing corporate giants like Amazon court millions of sales a week, while high street behemoths and supermarkets give the average small […]
Accomplishing Financial Goals Means Conquering Your Personal Debt
No matter who you are, what your income happens to be or what lifestyle you choose, there is only one true way to accomplish your financial goals; control your personal debt. Even some of the “richest” people you might know, making a lot more money than you do, are drowning in debt and not as […]
7 Reasons You Need Health Insurance
Over the last few years health insurance has been a major topic of conversation in just about every social circle, especially with Obamacare and all of the changes that it’s created. Many consumers wonder why they should spend so much money every month on something that they “don’t need”, but in fact it’s much more […]
The Government is Hiring Debt Collection Agencies
Over the last few years the federal government, and local and state governments as well, have begun hiring private debt collectors to collect on the millions of unpaid tax dollars that Americans owe, as well as even things like small unpaid parking tickets and unpaid highway tolls. It’s a great deal for a lot of […]
Should you use a Credit Monitoring Service?
According to data gathered by the Pew Research Center, in 2015 nearly 20% of adults had personal data of one form or another stolen, an 11% rise from the year before. 2014 was also a year in which we saw some of the biggest companies in the United States have their customer data/information breached on […]
How to Train Yourself to be More Frugal
No one ever said that being frugal would be easy but, if you’re in debt up to your eyeballs, or don’t ever want to be, being frugal is one of the best ways to take care of the former and the latter. Some people have a much easier time being frugal because they were lucky […]