Money Matters

No one ever said that being frugal would be easy but, if you’re in debt up to your eyeballs, or don’t ever want to be, being frugal is one of the best ways to take care of the former and the latter. Some people have a much easier time being frugal because they were lucky […]

Unless you’ve been living deep in the African jungle for last 10 years, you probably own a smartphone and use it every single day. Let’s face it, there’s nothing more convenient than carrying around a computer in your back pocket, one that can connect you with the Internet, help you call your mom, take pictures, […]

Prices have gone up on almost everything and you are paying more everywhere; from the gas pump to your favorite restaurant. You can blame it on the weak dollar or you can become a smarter everyday shopper. Saving money isn’t as hard as you might think. Believe it or not, you can actually do it […]

Finding the perfect premises for your business can be fraught with difficulties. Regardless if you’re looking for city centre office space or a sprawling warehouse on the outskirts of town, there are several things to consider before parting with your hard-earned cash. Of course, the decision on whether to rent or buy, with purchase costs […]

Many American consumers worry about how much money they should be “saving” every month, debating the merits of saving 10% as opposed to 25% or whatever number that they feel is “correct”. The fact is however that it’s not the amount of money that you save that will build wealth, per se, but what you  […]

We recently ran a blog about the importance of setting up a budget, one of many that we’ve run here for our readers. Today’s blog is about setting up your new budget as easily as possible and, to that end, we have 7 Easy Steps below that will help you to do just that, and […]

I have a dream of retiring in my 50’s, even sooner if I can somehow figure out a way. This is probably why I work a day job, a side hustle, and I am constantly looking for passive income streams. A passive income stream is where you essentially don’t have to do anything to earn […]

With retirement on the horizon you should perhaps pause for a moment and decide whether you are ready. Temperamentally and physically you may certainly be well prepared but what about the finances? It is a strange time at present; recession has faded and interest rates are low. Real estate has certainly recovered but it is […]

December is the time of the year when annual performance reviews are on every employee’s mind because, in many cases, a good review means a raise and subsequent increase in income for the next year. Business consultancy group Towers Watson recently surveyed 337 US companies however and found that, in 2015, they plan on giving […]

We’ve said it here before on our blog and we’ll say it again; a budget is a vital financial tool that every American consumer should be using. Today’s blog isn’t about showing you how to set up a budget, it’s more about why doing it is so important. (We’ve written many blogs about how to […]