Happy 2012 everybody, hope you all had a blast. I know I did. My new year resolution is to pay off the rest of our credit cards by the end of 2012, and so far, we are right on track. We’re trying to save up for a down payment on a house in the process so it’s tough but I think we can manage. I know the rule about paying off all your debts first before saving but it doesn’t hurt to have some kind of emergency funds right? We decided to not use our credit cards at all if possible(easier said than done) and rely more on the debit card to keep our debts under control.
Lisa @ Cents To Save presents 2011 Goals: Pass or Fail
Shaun @ Money Cactus presents 10 Things to Live by for 2012
Penny Pinching Professional presents Career Fairs(part III)
Maria @ Money Principle presents Instead of New Year’s Resolution
Pam @ Money Trail presents Teaching Your Kids About Money: Jan. Edition
Average Joe @ The Free Financial Advisor presents Disability Insurance Optional? I Think Not. – Our Boner of the Week
Miss T presents How to Garden over Winter: Key Strategies for Success
Aloysa @ My Broken Coin presents What I Am Changing for 2012
YFS presents 7 Resume Tips That Will Get You A Job
Ultimate Smart Money presents 2012 The Year of Dragon
Good luck to all of you in 2012!
What are your resolutions? Goals? Changes?
Happy New Year! Thanks for adding me!
Thanks for including our little blog, Aaron! My head still hurts from New Years…apparently I did something to cause a headache…not sure what that would be. It sounds like 2012 is going to be an exciting year for the Hung family. Cheers.
Aaron Hung says
I had just a little headache but not as much as you apparently haha and Thanks 😀
Miss T @ Prairie Eco-Thrifter says
Best of luck with saving for the house. I am confident you can do it.
Thanks for inclusion too and Happy new year.
Aaron Hung says
Thanks Miss T. Happy 2012 to you too!
Thanks for including me, Aaaron and good luck with paying off the pesky cards and saving for a house. I am confident you can do it.
Aaron Hung says
Thanks Maria, I’m looking forward to debt free!
The Jenny Pincher says
Best of luck paying off the credit card debt! What a great feeling!
Pam at MoneyTrail says
Thanks for including us in the links. I’m looking forward to great blogging conversations in 2012!
Thanks for including my blog! I too have to pay off my debt and wish you the best. I’m sure you will have a great 2012!
Shaun @ Money Cactus says
Nothing wrong with saving if you have a goal in mind, it will likely make you more motivated anyway. Good luck with your goals this year, I’m sure you can get there. Thanks for including my article!
Aloysa @ My Broken Coin says
Thank you so much for the mention. It is very tough to be paying off debt while trying to save up. We are in the same boat and so far we are paying off much better than saving. Good Luck!
Penny Pinching Professional says
Thanks for including me Aaron! My only goal right now is to figure out what awful illness(es) I picked up over the past few days.
Having an emergency fund is a great thing even while you’re still in debt. I haven’t had an emergency fund as such for the past year or so, but after I finished my creditcard debt it was the first thing I saved for…. I ended up having to use it the month after I got my first $1000 together… good thing I had it! Good luck kicking the creditcard debt this year
Aaron, I am also concern about paying my credit cards payment, rather trying to pay them as early. Just want to get out out of this scam.
Jen @ Master the Art of Saving says
Happy 2012, Aaron. Good luck on paying off your credit cards and saving up for a down payment. 🙂