If there’s one thing I love in life and that’s saving money. However in these hard economic times, it can be quite difficult considering the low interest rates that banks are giving out. It is said that the average Americans only save about $398 per year, that’s not very much now is it? All the while, you have your credit card debts, student loans, mortgage, car payments, insurance…I can go on forever but let me stop there.
It can be hard to save a little bit of money every month BUT it can be done, all you need is a little discipline. I’m not going to lie but I’m one of those people who always procrastinate and putting off savings for other things and I’ve suffered for it.
One of the two online savings bank that I highly recommend is Ally bank with interest rate at 1.03% and no minimum deposit required. Their customer service is excellent, website design is very easy to follow for beginners.
ING Direct is a personal favorite of mine, however their interest rates has been declining to 1.00% as of today. They’re one of the original wave of online savings bank and you can bet that your money is safe with them. Their website is full of features and tools to show how saving YOUR money now can really pay off in the future. Another thing I like about them is the intergration of Sharbuilder which I will talk about at another time.
Aaron Hung says
August 14, 2011 at 10:17 pmYes
Nickolas Aleem says
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