There are certainly plenty of ways to keep as much of your hard earned money from Uncle Sam as possible using the tax codes. One thing you have to keep in mind however is that, after years of accumulating assets without giving him his due, you can bet you’ll be seeing your dear old uncle [...]
Hello and welcome back to Part 2. We’re talking about the 5 reasons that an IRA might be a better retirement funding tool than your 401(k). If you haven’t seen Part 1 yet, we suggest that you go back and take a [...]
Welcome. Today’s blog is Part 1 of a 2 Part series about why an IRA might be better than a 401(k) to fund your retirement. We decided to break it up into two parts so that it wasn’t as much to digest in one sitting. Enjoy.
For many years American consumers have looked towards their [...]
There are many scenarios and many different events that can bring you to the financial decision to file for bankruptcy. Each of these events is so personal that it is very hard to single any specific thing to determine as the “sign” of when to file bankruptcy. However, if you find yourself in a financial [...]
Payday loans are a type of loan you can obtain where the lender will provide you with money upfront that you can repay when you get your next pay cheque. If you are in debt or in desperate need of money, this may sound like the perfect solution to your financial problem. However, you should [...]
Purchasing a new car is a big deal, and it’s always good to have some tricks under your belt. Just as car salesmen have their own tricks to try to get you to buy the car they’re suggesting, you can come in armed with your own techniques. Here are some tips on how to get [...]
Saving money is the cornerstone of personal finance. I’ve always said that as long as you spend less money than you make then you will never go broke. However, there is a lot more to financial security than that. Most people don’t realize that simply saving money isn’t enough anymore, it’s more about how and [...]
In the quest to become debt free people can sometimes make decisions that might negatively affect their future financial growth.
Recently there was a question on one of the social media websites from a woman who said that she and her husband were 60 years old and [...]
If you are hoping that your children will go to college Sunday, you’ve more than likely thought about the best way to put money aside to pay for. Utilizing a 529 plan is an excellent idea of course, but one savings plan that most people overlook when planning for a child’s college education is a [...]
Nobody likes thinking of the future, they are quite content to live in the here and now. When the topic of discussion falls around illness, death, or injury then it’s even less likely that a person is going to give that topic much thought. I for one used to suffer from the curse of invincibility. [...]